M.chavez
Forum Replies Created
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The best advice I can give is do not rush. These companies thrive on people being panicked about back taxes. Take time to compare read reviews and maybe even get a free consultation with more than one before deciding.
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They did help reduce the penalties on my account which saved me some money. The fees were high but i was okay with the tradeoff.
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If you r overwhelmed by IRS letters sometimes the peace of mind from a bigger company’s structured process can be worth it. I personally liked knowing they had done this thousands of times.
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My cousin used them and had mixed feelings. The company did manage to stop interest from piling up but the upfront fee was almost $3,000. That’s a lot when you’re already broke.
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I had a bad experience. They promised to get me a big reduction but in the end i still owed most of the balance. The only thing i got out of it was time and less stress dealing with the IRS directly.
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I hired them because i was nervous about dealing with the IRS myself. They managed to negotiate a reasonable payment plan for me. It wasn’t a huge reduction but it helped me breathe easier. The peace of mind was probably the best part of the whole thing.
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I did end up hiring Optima. They filed some old returns and communicated with the IRS on my behalf which was helpful. But the total cost was around $6k. For the peace of mind it gave me it was worth it but not cheap.